Home Buying Center

See How Much House You Can Afford

Your Real Estate Agent, Mortgage Broker, and Loan Officer are your most important allies as you search for both a new home and the best financing available. A Real Estate Agent has the technical resources necessary to locate the types of homes you want and will preview them for you. When it's time to present homes for your inspection, the Real Estate Agent can offer advice concerning the relative advantages of each home -- including its potential resale value in the future. When you make an offer on a particular home, the Real Estate Agent's negotiation on your behalf will save considerable time and can save you many thousands of dollars. Your Mortgage Broker, in addition to navigating through the loan-selection process, will advise you about the many specific options which the mortgage industry offers. Your Loan Officer will manage the loan-application process and will coordinate with your Real Estate Agent.

In General....

A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Count On Your Real Estate Agent To:

1. Preview available homes to weed out those that are overpriced, or undesirable in some other way.

2. Present the homes that suit your needs as you've defined them.

3. Help you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.

4. Negotiate the best deal for you. With a Pre-Qualification letter from Core Funding in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's -- even if your offer is lower!

Count On Your Mortgage Broker and Loan Officer To:

1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)

2. Keep you informed of your loan status throughout the entire process.

3. Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and Core Funding; only deal points and progress are shared).

4. Get the appropriate loan for you at the best rates and fees. This will save you significant money "up front" and throughout the years to come.

Count On Yourself To:

1. Keep your Real Estate Agent informed of any questions or concerns as they develop.

2. Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.

3. Enjoy purchasing your home, but do remain objective throughout -- to make the business decisions that are best for you.

4. Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.

Please send mail to loan@core-funding.com with questions